Just Wondering...

While I know that there are the genuinely poor and the genuinely homeless and there are persons with mental situations that cause them to be in those categories, I must ask the following:

Food Banks - from small volunteer-run organizations have these become an industry involving many paid operators and employees??

Homelessness - in a period of record low unemployment rates why is this happening?? Is this another social assistance industry in its infancy??

As shown in the media, some clients of food banks and some "homeless" are shown as smokers and wearing expensive jackets. One of the agencies looking for clothing asked for "Gore-Tex" type jackets (I have felt that I couldn't afford the luxury of one!!) Where do the food bank clients get cigarettes? Are there cigarette banks??